Terms and Conditions

Kylvanta Terms & Conditions

Effective Date: September 11, 2026
Last Updated: September 11, 2026

These Terms and Conditions ("Terms") govern the use of the Kylvanta website and the purchase or use of products and services offered by Kylvanta.

By accessing our website, creating an account, purchasing a product or service, subscribing to a service, submitting an order, or otherwise using Kylvanta's services, you agree to these Terms.

"Kylvanta," "we," "us," or "our" means [LEGAL BUSINESS NAME], operating under the name Kylvanta in Ontario, Canada.

"You," "your," "customer," or "client" means the individual or business purchasing, accessing, or using our products or services.


1. Our Services

Kylvanta is a digital services business that may provide website, SEO, marketing, technology, automation, software, consulting, and other digital products and services.

Our services may include, but are not limited to:

Website design and development;

Website hosting or website-related services;

Search engine optimization (SEO);

Local SEO;

Search engine marketing;

Digital marketing;

Advertising services;

Lead generation;

Content creation;

Copywriting;

Social media services;

Google Business Profile services;

Branding and design;

Graphic design;

AI-powered services and automation;

CRM setup and management;

GoHighLevel or similar platform services;

Business automation;

Software or software-as-a-service products;

Consulting and strategy services;

Website maintenance and updates;

Analytics and reporting;

Domain-related services;

Other technology services; and

Any other products or services Kylvanta may offer from time to time.

The services actually included in your purchase or subscription will be those specifically identified on the applicable order page, proposal, invoice, subscription plan, service description, or other written agreement.

The inclusion of a service category in these Terms does not mean that the service is included in every Kylvanta subscription.

Kylvanta may introduce new services, products, features, plans, packages, or technologies in the future. Such services may be governed by these Terms, additional terms, or both.


2. Future Products and Services

Kylvanta may expand its business and offer additional products and services in the future.

New products or services may include services that do not currently exist or are not currently offered by Kylvanta.

Where appropriate, Kylvanta may provide additional terms, service descriptions, order forms, proposals, or agreements for those products or services.

Unless expressly stated otherwise, these Terms will apply to future products and services to the extent they are applicable.

The specific price, scope, deliverables, subscription structure, limitations, and requirements for a future product or service will be disclosed to the customer before purchase where required by applicable law.

Kylvanta is not obligated to provide any particular service merely because that service is described generally in these Terms.


3. Orders and Service Agreements

A customer's purchase may be governed by one or more of the following:

These Terms;

An order or checkout page;

A subscription plan;

A proposal;

An invoice;

A statement of work;

A service description;

A written agreement;

Additional product-specific terms; or

Other terms expressly incorporated into the customer's purchase.

The applicable documents together form the agreement between Kylvanta and the customer.

If a specific written agreement or service-specific term conflicts with these Terms, the specific agreement will govern to the extent of the conflict.


WEBSITE + SEO SUBSCRIPTION

4. Current Website + SEO Subscription

Kylvanta currently offers website and SEO services through a month-to-month subscription.

The subscription may include:

Website design and development;

Website-related services;

Website updates;

Website content implementation;

Search engine optimization;

On-page SEO;

Technical SEO;

Keyword optimization; and

Other services expressly included in the customer's subscription.

The exact services included in the customer's subscription will be identified at the time of purchase.

Services not expressly included may be purchased separately.


5. Month-to-Month Subscription

Unless otherwise stated in writing, Kylvanta website and SEO subscriptions operate on a month-to-month basis.

There is no minimum subscription term unless a separate written agreement states otherwise.

The subscription automatically renews each month until cancelled or terminated in accordance with these Terms.


6. Setup Fee

A one-time $100 CAD setup fee applies to the initial setup of the website and services unless otherwise stated in writing.

The setup fee is separate from the recurring monthly subscription.

The setup fee covers initial onboarding, configuration, preparation, and setup work.

Once Kylvanta has begun performing setup or onboarding work, the setup fee is generally non-refundable, except where otherwise required by applicable law or agreed to by Kylvanta.


7. Subscription Fees

The customer agrees to pay the subscription price displayed at the time of purchase or otherwise agreed to in writing.

Unless otherwise stated, prices are in Canadian dollars.

Applicable taxes, including GST/HST where required, may be added.

Kylvanta may introduce different pricing, packages, plans, or service levels in the future.

A customer's existing subscription price will not be changed without appropriate notice where required by applicable law.


8. Automatic Renewal and Recurring Payments

By subscribing to a recurring Kylvanta service, the customer authorizes Kylvanta or its payment processor to charge the applicable recurring subscription fee.

The subscription will renew monthly unless cancelled.

The customer is responsible for maintaining accurate payment information.

If a payment fails, Kylvanta may attempt to process the payment again and may contact the customer regarding the outstanding amount.


9. Cancellation by the Customer

The customer may cancel a month-to-month subscription using the cancellation method provided by Kylvanta.

Unless otherwise required by applicable law, cancellation will normally take effect at the end of the customer's current paid billing period.

The customer generally remains responsible for the applicable subscription fee for the current billing period.

Cancelling a subscription does not automatically entitle the customer to a refund for a period that has already begun.

Nothing in these Terms limits any cancellation or refund rights that cannot legally be excluded under applicable law.


10. Suspension or Termination

Kylvanta may suspend or terminate services where:

Payment remains overdue;

The customer materially breaches these Terms;

The customer uses the service unlawfully;

The customer provides fraudulent or harmful information;

The customer abuses Kylvanta's systems;

The customer infringes third-party rights;

The customer's conduct creates a legal or security risk; or

Continuing the service is otherwise reasonably impractical or prohibited.

Where reasonably possible, Kylvanta will provide notice and an opportunity to correct the issue.


11. Website After Cancellation

Customer-Owned Domain

If the customer already owns their domain, the customer remains the owner of that domain.

When the Kylvanta subscription ends, Kylvanta may disconnect, remove, or disable the Kylvanta website from that domain.

Kylvanta does not take ownership of a domain merely because the Kylvanta website was connected to it.

Domain Provided by Kylvanta

If Kylvanta arranged or provided a domain as part of the service, the website may be taken offline when the subscription ends.

Domain registration may be subject to the terms and policies of the applicable domain registrar.

Kylvanta does not guarantee that a domain will remain available after cancellation.


12. Website Ownership

Unless expressly agreed otherwise in writing, the customer's subscription provides access to a Kylvanta website service rather than transferring ownership of Kylvanta's underlying website systems.

Kylvanta retains ownership of its:

Templates;

Frameworks;

Reusable code;

Components;

Systems;

Design systems;

Processes;

Automations;

SEO systems;

Proprietary tools;

Documentation;

General know-how; and

Other proprietary materials.

The customer receives a limited right to use the website while the subscription remains active and paid.

This right ends when the subscription ends unless otherwise agreed in writing.


SEO

13. SEO Services

Kylvanta may provide SEO services intended to improve organic search visibility.

SEO services may include keyword research, on-page optimization, technical optimization, content optimization, local SEO, internal linking, reporting, and other optimization activities.

The exact SEO services may vary depending on the customer's subscription.


14. No Guaranteed SEO Results

Kylvanta does not guarantee:

Specific Google rankings;

Specific Bing rankings;

A specific amount of website traffic;

A specific number of leads;

A specific number of sales;

Specific conversion rates;

Specific revenue;

Specific search visibility; or

Any other particular business result.

Search engine algorithms, competition, market conditions, customer actions, website changes, and third-party platforms can affect SEO performance.

Any estimates, examples, projections, or previous results shown by Kylvanta are not guarantees of future results.


GENERAL SERVICES

15. Additional Services

Kylvanta may offer additional services to existing or future customers.

Additional services may be purchased separately or added to an existing subscription.

Examples may include, without limitation:

AI automation;

CRM services;

Marketing automation;

Lead generation;

Advertising;

Social media management;

Content creation;

Graphic design;

Branding;

Consulting;

Software;

SaaS products;

Website maintenance;

Hosting;

Email services;

Analytics;

Business automation;

Digital marketing;

Local marketing;

Review management;

Reputation management; or

Other services developed or offered by Kylvanta.

Additional services may have their own pricing, billing cycle, cancellation terms, deliverables, limitations, and service-specific terms.


16. Changes to Services

Kylvanta may improve, modify, expand, replace, or discontinue services from time to time.

Kylvanta may also introduce new technologies, platforms, features, tools, or service methods.

Where a material change substantially affects an existing customer's paid service, Kylvanta will provide notice where required by applicable law.


CUSTOMER RESPONSIBILITIES

17. Customer Information

The customer agrees to provide accurate, complete, and timely information reasonably required to provide the services.

This may include:

Business information;

Contact information;

Logos;

Images;

Website content;

Product or service information;

Domain information;

Account access;

Third-party platform access; and

Other information necessary to perform the services.

Kylvanta is not responsible for delays caused by the customer's failure to provide required information or access.


18. Customer Content

The customer remains responsible for content and materials supplied to Kylvanta.

The customer represents that they have the necessary rights and permissions to use materials supplied to Kylvanta.

The customer authorizes Kylvanta to use those materials for the purpose of providing the contracted services.


INTELLECTUAL PROPERTY

19. Kylvanta Intellectual Property

Unless expressly transferred in writing, all intellectual property belonging to Kylvanta remains the property of Kylvanta.

This includes proprietary templates, systems, software, code, processes, tools, designs, automation systems, SEO methods, documentation, and reusable materials.

The customer may not copy, reproduce, resell, redistribute, reverse engineer, or commercially reuse Kylvanta's proprietary systems without written permission.


20. Customer Intellectual Property

The customer retains ownership of customer-provided trademarks, logos, photographs, business materials, and other intellectual property belonging to the customer.

Nothing in these Terms transfers ownership of those materials to Kylvanta except for the limited permission necessary to provide the services.


THIRD-PARTY SERVICES

21. Third-Party Platforms

Kylvanta may use or integrate with third-party services, including search engines, payment processors, hosting providers, domain registrars, APIs, analytics platforms, CRM platforms, advertising platforms, AI services, and other technology providers.

Third-party services may have separate terms and privacy policies.

Kylvanta does not control third-party platforms and is not responsible for third-party outages, policy changes, algorithm changes, account restrictions, service interruptions, or other events outside Kylvanta's reasonable control.


PAYMENTS AND REFUNDS

22. Failed Payments

If a payment fails, Kylvanta may notify the customer and request updated payment information.

Kylvanta may suspend services if amounts remain unpaid.

The customer remains responsible for legitimate amounts owed for services provided before termination.


23. Refunds

Unless otherwise required by applicable law:

Monthly subscription fees generally cover the applicable service period and are not refundable once services for that period have been provided;

Cancelling a subscription does not automatically create a refund for a partially used billing period;

The $100 setup fee is generally non-refundable once setup work has begun; and

Additional products or services may have separate refund terms disclosed at the time of purchase.

Nothing in these Terms limits any refund, cancellation, or consumer right that cannot legally be excluded.


PRIVACY AND COMMUNICATIONS

24. Privacy

Kylvanta may collect and use personal information reasonably necessary to provide its products and services, process payments, communicate with customers, maintain accounts, and operate its business.

Kylvanta's handling of personal information is described in its Privacy Policy.

Kylvanta will handle personal information in accordance with applicable privacy laws.


25. Electronic Communications and Marketing

Kylvanta may communicate electronically with customers regarding purchases, subscriptions, billing, account administration, service delivery, support, and other transactional matters.

Where required by law, Kylvanta will obtain consent before sending commercial electronic messages.

Commercial electronic messages will include an appropriate unsubscribe mechanism where required.


WEBSITE AND SERVICE DISCLAIMERS

26. Website Availability

Kylvanta will make reasonable efforts to maintain service availability.

However, uninterrupted availability is not guaranteed.

Services may be temporarily unavailable because of maintenance, updates, security issues, hosting problems, third-party outages, domain issues, internet disruptions, or other circumstances outside Kylvanta's reasonable control.


27. Service Results

Except where expressly stated in writing, Kylvanta does not guarantee that its services will produce a particular financial, marketing, SEO, sales, traffic, lead-generation, or business result.

Customers remain responsible for their own business decisions and outcomes.


28. Limitation of Liability

To the maximum extent permitted by applicable law, Kylvanta will not be liable for indirect, incidental, special, consequential, or punitive damages arising from the use of or inability to use the services.

This may include losses involving:

Lost profits;

Lost revenue;

Lost business opportunities;

Lost data;

Lost search rankings;

Lost traffic;

Lost leads;

Business interruption; or

Third-party service failures.

To the maximum extent permitted by applicable law, Kylvanta's total liability arising from the services will not exceed the amount actually paid by the customer to Kylvanta for the service giving rise to the claim during the three months immediately preceding the event giving rise to the claim.

Nothing in these Terms excludes or limits any liability, warranty, condition, remedy, or consumer right that cannot legally be excluded or limited under applicable law.


29. Disclaimer of Warranties

To the maximum extent permitted by applicable law, Kylvanta does not guarantee that:

Services will always be uninterrupted;

Websites will always be error-free;

Search engines will rank websites in a particular position;

Third-party platforms will remain available;

Software or integrations will remain unchanged; or

Services will produce a particular business result.

Nothing in this section removes rights or protections that cannot legally be excluded.


Privacy Policy

Effective Date: September 11, 2026
Last Updated: September 11, 2026

Kylvanta ("Kylvanta," "we," "us," or "our") respects your privacy and is committed to protecting personal information.

This Privacy Policy explains how Kylvanta collects, uses, stores, protects, and discloses personal information when you visit our website, contact us, purchase our services, subscribe to our services, or otherwise interact with us.

By using our website or services, you acknowledge that you have read this Privacy Policy.

30. Information We Collect

Depending on how you interact with Kylvanta, we may collect information such as:

Information You Provide

This may include:

Name;

Business name;

Email address;

Telephone number;

Business address;

Website address;

Domain information;

Account information;

Information submitted through contact forms;

Information provided during onboarding;

Information necessary to provide our services;

Communications between you and Kylvanta; and

Other information you voluntarily provide.

Payment Information

When you purchase our services, payment information may be processed by a third-party payment processor.

Kylvanta generally does not need to store your complete credit or debit card number.

Payment processors may collect and process payment information according to their own privacy policies and terms.

Automatically Collected Information

When you visit our website, certain technical information may be collected automatically, including:

IP address;

Browser type;

Device type;

Operating system;

Pages visited;

Referring website;

Date and time of visits;

Approximate geographic information; and

Website interaction information.

This information may be collected through cookies, analytics services, server logs, pixels, tags, or similar technologies.


31. How We Use Information

We may use personal information to:

Provide our products and services;

Build and maintain websites;

Provide SEO services;

Process orders and payments;

Create and manage customer accounts;

Communicate with customers;

Respond to inquiries;

Provide customer support;

Manage subscriptions;

Process cancellations;

Send service-related communications;

Improve our website and services;

Analyze website usage;

Detect and prevent fraud or abuse;

Maintain security;

Comply with legal obligations;

Enforce our agreements; and

Perform other purposes that are permitted or required by applicable law.

Where required by law, we will obtain appropriate consent before collecting, using, or disclosing personal information.


32. Consent

Where required by applicable law, Kylvanta will obtain consent before collecting, using, or disclosing personal information.

By voluntarily providing personal information to Kylvanta, you consent to its collection, use, and disclosure for the purposes identified at or before the time the information is collected, subject to applicable law.

Where appropriate, Kylvanta may obtain express consent through forms, checkboxes, account registration, service agreements, or other methods.

You may withdraw consent where permitted by law.

Withdrawing consent may affect our ability to provide certain services.


33. Service-Related Communications

Even if you opt out of promotional communications, Kylvanta may continue to send communications necessary to provide services.

These may include:

Payment notices;

Subscription notices;

Account notices;

Security notices;

Service updates;

Website-related communications;

Support communications;

Legal notices; and

Other transactional communications.


34. Marketing Communications

Where required by law, Kylvanta will obtain consent before sending commercial electronic messages.

Marketing communications may include promotional emails, offers, announcements, newsletters, or other commercial communications.

You may unsubscribe from marketing communications at any time using the unsubscribe mechanism provided in the communication or by contacting Kylvanta.

Withdrawal of marketing consent does not affect consent that is necessary to provide services or communicate about an existing transaction.


35. Third-Party Service Providers

Kylvanta may use third-party service providers to operate its business and provide services.

These providers may include:

Payment processors;

Website hosting providers;

Domain registrars;

CRM providers;

Email providers;

SMS providers;

Analytics providers;

Advertising platforms;

Search engines;

Cloud storage providers;

AI service providers;

Software providers;

Customer support platforms; and

Other technology providers.

These providers may process personal information on Kylvanta's behalf where necessary to provide their services.

Kylvanta takes reasonable steps to use service providers that provide appropriate privacy and security protections.

Third-party providers may have their own privacy policies and terms.


36. Disclosure of Personal Information

Kylvanta does not sell personal information for monetary consideration.

We may disclose personal information where reasonably necessary to:

Provide our services;

Process payments;

Operate our website;

Use service providers;

Provide customer support;

Prevent fraud or abuse;

Protect our rights or property;

Comply with legal requirements;

Respond to lawful requests; or

Complete a business transaction such as a merger, acquisition, restructuring, or sale of assets.

We may also disclose information where you have provided consent or where otherwise permitted or required by law.


37. International Processing

Some third-party service providers used by Kylvanta may store or process information outside Canada.

As a result, personal information may be subject to the laws of another jurisdiction.

Kylvanta takes reasonable steps to protect personal information regardless of where it is processed.


38. Retention of Personal Information

Kylvanta retains personal information only for as long as reasonably necessary for the purposes for which it was collected, to provide services, maintain business and financial records, resolve disputes, enforce agreements, or comply with legal obligations.

When personal information is no longer required, Kylvanta will take reasonable steps to securely dispose of or anonymize it, subject to applicable legal and business requirements.


39. Security

Kylvanta takes reasonable administrative, technical, and physical safeguards to protect personal information against unauthorized access, collection, use, disclosure, copying, modification, loss, or destruction.

However, no method of electronic transmission or storage is completely secure.

Kylvanta cannot guarantee absolute security of personal information.


40. Access and Correction

Subject to applicable law, you may request access to personal information Kylvanta holds about you.

You may also request correction of inaccurate or incomplete personal information.

Requests may be submitted using the contact information provided below.

Kylvanta may require reasonable information to verify your identity before processing a request.


41. Privacy Complaints

If you have a concern about Kylvanta's handling of personal information, please contact us first so that we can investigate and attempt to resolve the concern.

You may also have the right to contact the applicable privacy regulator or authority in Canada or your province.


42. Children's Privacy

Our services are intended for businesses and general audiences and are not directed toward children.

Kylvanta does not knowingly collect personal information from children where prohibited by applicable law.


43. Cookies and Similar Technologies

Kylvanta uses cookies and similar technologies to operate, secure, analyze, and improve our website and services.

Additional information is provided in our Cookie Policy.


44. Third-Party Websites

Our website may contain links to third-party websites or services.

Kylvanta is not responsible for the privacy practices of third-party websites.

We encourage you to review the privacy policies of third-party websites before providing personal information.


45. Changes to This Privacy Policy

Kylvanta may update this Privacy Policy from time to time.

When changes are made, the updated version will be posted on our website and the "Last Updated" date will be changed.

Where required by law, Kylvanta will provide additional notice or obtain additional consent.


Contact Us

For questions, requests, or concerns regarding privacy, contact:

KYLVANTA


Email:
Phone:

Last Updated: September 11, 2026


Cookie Policy

Effective Date: September 11, 2026
Last Updated: September 11, 2026

This Cookie Policy explains how Kylvanta ("Kylvanta," "we," "us," or "our") uses cookies and similar technologies on our website.

46. What Are Cookies?

Cookies are small text files stored on your device when you visit a website.

Cookies can allow a website to remember information about your visit, preferences, or activity.

Kylvanta may also use similar technologies such as pixels, tags, scripts, local storage, and analytics technologies.


47. Types of Cookies We May Use

Necessary Cookies

Necessary cookies help our website function properly.

They may be used for:

Security;

Login functionality;

Session management;

Shopping or checkout functionality;

Account functionality; and

Other essential website functions.

These cookies may be required for the website to operate.


Functionality Cookies

Functionality cookies may allow Kylvanta to remember choices and preferences.

For example, they may remember settings or preferences you have selected while using our website.


Analytics Cookies

Analytics cookies help us understand how visitors use our website.

They may provide information such as:

Number of visitors;

Pages visited;

Traffic sources;

Time spent on pages;

Device information; and

General website interaction.

We may use third-party analytics providers for these purposes.


Advertising and Marketing Cookies

Where used, advertising or marketing technologies may help Kylvanta:

Measure advertising performance;

Understand advertising interactions;

Display relevant advertising;

Measure conversions;

Build audiences; or

Perform remarketing.

These technologies may be provided by third parties.


Social Media Technologies

If Kylvanta uses social media integrations, pixels, or similar technologies, those providers may collect information about your interaction with our website.

Examples may include platforms such as Meta, Google, LinkedIn, or other providers.

Their collection and use of information is governed by their respective privacy policies.


48. Third-Party Cookies

Some cookies may be placed by third parties.

Third parties may include:

Analytics providers;

Advertising providers;

Social media platforms;

Payment providers;

Embedded content providers; and

Other technology providers.

Third-party cookies are subject to the respective third party's policies.


49. Managing Cookies

You may be able to manage or delete cookies through your browser settings.

You can generally configure your browser to:

Block cookies;

Delete existing cookies;

Notify you when cookies are being used; or

Restrict certain types of cookies.

Disabling certain cookies may affect website functionality.

Where required by applicable law, Kylvanta may also provide additional cookie consent or preference controls.


50. Cookie Consent

Where applicable law requires consent for certain cookies or tracking technologies, Kylvanta will request consent before activating those technologies.

Necessary technologies required for basic website operation may operate where permitted by law without optional consent.

You may change your preferences where a cookie preference mechanism is provided.


51. Changes to This Policy

Kylvanta may update this Cookie Policy as our website, services, or technology changes.

The updated version will be posted on our website with a revised "Last Updated" date.


Contact

Questions regarding cookies may be directed to:

Kylvanta
Email:

Last Updated: September 11, 2026


LEGAL

52. Indemnification

To the maximum extent permitted by applicable law, the customer agrees to indemnify and hold Kylvanta harmless from claims, losses, damages, liabilities, and reasonable expenses arising from:

Customer-provided content;

Customer's misuse of the services;

Customer's violation of these Terms;

Customer's violation of applicable law; or

Customer's infringement of another person's rights.

This does not apply to the extent a claim results from Kylvanta's own negligence, intentional misconduct, or conduct for which liability cannot legally be transferred to the customer.


53. Force Majeure

Kylvanta is not responsible for delays or failures caused by circumstances beyond its reasonable control.

These circumstances may include natural disasters, internet failures, telecommunications failures, cyberattacks, government actions, labour disruptions, third-party outages, power failures, war, civil emergencies, or other events outside Kylvanta's reasonable control.


54. Ontario Consumer Protection Rights

These Terms are intended to operate consistently with applicable Ontario consumer protection laws.

Nothing in these Terms is intended to waive, restrict, or exclude any consumer right or remedy that cannot legally be waived, restricted, or excluded.

Where applicable, Kylvanta will comply with the requirements applicable to Internet Agreements and other consumer contracts, including required disclosures, opportunities to review and correct an order, and delivery of the applicable agreement.


55. Governing Law

These Terms are governed by the laws of the Province of Ontario and the applicable laws of Canada.

Subject to mandatory consumer rights and remedies, disputes relating to these Terms or Kylvanta's services will be addressed under the laws applicable in Ontario.

Nothing in this section prevents a customer from exercising a mandatory legal right or remedy available under applicable law.


56. Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable, that provision will be limited or removed to the minimum extent necessary.

The remaining provisions will continue in effect.


57. No Waiver

Kylvanta's failure to enforce a provision of these Terms does not waive Kylvanta's right to enforce that provision in the future.


58. Assignment

The customer may not transfer or assign their subscription or rights under these Terms without Kylvanta's written consent.

Kylvanta may assign or transfer its rights and obligations in connection with a merger, acquisition, sale of assets, restructuring, or similar transaction, subject to applicable law.


59. Entire Agreement

These Terms, together with the customer's applicable order, subscription details, proposal, invoice, service description, and any other written agreement incorporated into the purchase, constitute the agreement between Kylvanta and the customer regarding the applicable services.

A service-specific agreement may contain additional terms.

If there is a conflict between these Terms and a separate written agreement signed by Kylvanta and the customer, the separate written agreement will govern to the extent of the conflict.


Contact Information

KYLVANTA


Operating Name:

Province:
Ontario, Canada
Email:

Phone:

Questions regarding these Terms may be directed to the contact information above.


Last Updated: Septemeber 11, 2026

© Copyright 2026 KYLVANTA.

All rights reserved. All other trademarks are the property of their respective owners.